Commercial Mortgages

Commercial investment mortgages are designed for individuals and companies purchasing a business property as an asset, profiting from rents and property value appreciation.

Brilliant Advice negotiates commercial mortgages with a range of lenders including major banks, mutual building societies, niche providers and specialised commercial mortgage lenders. Typical commercial investment mortgages arranged by us for clients range from £200,000 to £10M.

We can arrange commercial funding up to 70% loan to property value dependent on the quality of the asset and the tenant.

Commercial finance opportunities are not limited by borrower circumstances and we can accommodate a variety of commercial lease terms and tenant qualities.

We pride ourselves on our ability to deliver rapid funding to clients and to meet tight purchase deadlines.  

Some of our projects this year include:

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• Ponderosa Retirement Village  - www.ponderosa-park.co.uk/village/
• Trentham Lakes – 50,000 sq ft distribution centre

Property Development Finance
As well as providing Buy to Let and Commercial mortgages, we also specialise in providing residential and commercial property development finance for both residential and commercial property developments across the spectrum from multi million commercial property developments to residential property developments costing tens of thousands of pounds.

Property development finance rates differ dependent on the applicants experience, the industry sector and the nature of the proposal.

A property development loan is usually arranged on an interest only basis and the term of the loan can be one year plus depending on the size and nature of the underlying project.

Loan to project costs will be influenced by projected gross property development values but funding would typically be in the region of 70% to 75% of the purchase price and build costs.

It is also possible to organise a loan to finance up to 100% of the property development costs where the borrower already owns the land on an unencumbered basis.

The products and services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business, these products are not regulated by the Financial Services Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.